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20210808

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买第二套房子首付要多少

一、央行规定二套房首付比例。

根据央行的最新规定,对于已有一套住宅,但是房贷已经结清的家庭,再次申请公积金贷款购买第二套住宅,那么第二套房子的首付最低为30%。如果已经有一套住宅,但是没有将房贷结清,那么再次购买第二套住宅,其首付比例最低是40%。不过各省级城市可以根据房地产形势及政策的要求,对于住房贷款最低首付比例进行调整。

二、各个城市二套房首付比例。

1、在成都的11个限购区域内购买第二套住宅,其首付比例最低为60%,如果是在天府新区购买第二套住宅,其首付比例最低是70%。如果是在非限购区域购买住宅的话,其首付比例最低是40%。还有长沙、杭州、天津、宁波、厦门等地,二套房的首付比例最低为60%。

2、根据北京最新的楼市政策规定,购买第二套个人普通住宅,其首付比例最低是60%,非普通住宅的首付比例为80%。如果在上海、武汉购买第二套个人普通住宅,其首付比例最低是50%,第二套非普通住宅,其首付比例最低70%。目前二套房首付比例是4成的城市,主要有福州、太原、济南、西安等地区;南京、苏州二手房的首付比例最高,为首付比例为80%。

第二套房可以贷款多少年

各商业银行在按揭贷款期限方面有些许的差异,一般来说贷款期限最长为30年。个别银行还有一些其他要求,如农业银行规定借款人年龄加上贷款年限最长不得超过65年。中国银行规定外汇贷款最长不超过8年。

贷款年限越长越好吗

一般说来,贷款年限越长,月供压力越小,所还利息越多;贷款年限越短,月供压力越大,所还利息越少。

举个例子:有一客户申请商业贷款买了首套住宅,根据其年龄和所购房屋房龄计算,最高的贷款年限是30年。若他贷款100万元,利率为4.9%,贷30年好还是贷25年好?

计算之后得出:如果他选择贷款30年,比贷款25年少481元的月供压力,但是总利息要多还174127元。若借款人贷款200万元,月供和总利息的差值会更大。

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20210808

donation

阳江市2012年扶贫济困捐款名单(一)2012-07-09   1314   字体:【】  浏览:8235次   评论:0条

阳江市2012年“广东扶贫济困日”活动得到了社会各界的大力支持,踊跃捐款,奉献爱心。现将捐款3000元以上的单位、企业和500元以上的个人名单登报公布,以表致谢! (点击这里浏览2011年“广东扶贫济困日”捐款500元以上人员名单)阳江市慈善会
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Tags:阳江 2012年 扶贫济困 捐款 名单
Categories
20210808

wordpress

WordPress Developer

Barry McKay ConsultingWinnipeg, MBFull-time, PermanentApply now

Barry McKay Consulting (BMC) was founded in the year 2000 with a vision to become a leading end-to-end IT support provider for organizations of all sizes and types. Our mission is to enable clients to conduct, expand and simplify their operations by providing tailored, reliable, and affordable end-to-end IT, including network support services, procurement, business development, web development and hosting.

The company values of customer service, reliability and quality are deeply engrained in our company culture. Our focus is on building long-term relationships between our team and our clients.

Position:

Do you know WordPress, PHP, and Linux Servers? Are you interested in working with a locally owned Manitoba Business? Do you live in Winnipeg – or super close to Winnipeg?

If so – We are looking for an experienced Full Stack WordPress Developer to join our team! As a Full Stack WordPress Developer at Barry McKay Consulting, you will be responsible for developing, supporting, troubleshooting, and hosting WordPress sites.

Through your technical skills and experience, you will add your expertise to our customer-focused support team, enabling you to expand your skills while working with our amazing clients. We pride ourselves on our ability to be resourceful and innovative to ensure our clients are receiving personalized service and support.

Required experience and skills:

  • 5+ years’ experience with WordPress development
  • 5+ years’ experience with PHP coding of custom applications and WordPress themes, functions, and hooks
  • 5+ years’ experience working with Linux servers including bash, Apache2, MySQL, MariaDB, cron and cPanel
  • Current knowledge of industry best practices for UX and UI
  • A very strong working knowledge of domain names, registrars, DNS, NGINX, SSH, SMTP, FTP/sFTP and htaccess
  • Ability to manage priorities with the team, stay on task, work within budgeted time and communicate with co-workers and clients
  • Critical thinking skills and the ability to identify and recommend innovative and effective solutions
  • Work effectively and collaboratively with others
  • Ability to work independently at times with initiative and with minimal direction in a fast-paced environment

Ideal if you also had experience in:

  • Drupal
  • Shopify
  • Moodle
  • Dot Net

Benefits:

  • Competitive compensation based on skills and experience
  • Group health benefits (after 3 months)
  • Mileage compensation
  • Available parking
  • A chill and comfortable working environment
  • Fully COVID-vaccinated workplace
  • Work/life balance supported

Please send your resume and cover letter to jen at Barry McKay Consulting – see posting for link to apply.

We will only consider applications from job candidates who submit a detailed resume and cover letter that outlines why you’d like to join our team and what special skills and abilities you can contribute.

Note – We are looking for local candidates – residents of Manitoba. Priority in our interest will be focused on local residents.

Job Types: Full-time, Permanent

Salary: From $1.00 per year

Benefits:

  • Casual dress
  • Dental care
  • Extended health care
  • On-site parking

Schedule:

  • Monday to Friday

COVID-19 considerations:
All standard Covid precautions – and additional encouragements – have been put in place to keep our team and our clients safe.

Experience:

  • PHP coding of custom applications and standard applications: 5 years (required)
  • Linux servers incl ncluding bash, Apache2, MySQL ect.: 5 years (required)
  • knowledge of domain names, registrars, DNS, NGINX ect.: 1 year (preferred)
  • Team work: 5 years (required)
  • WordPress Development: 5 years (required)

Work remotely:

  • No

30+ days ago

Categories
20210808

wordpress

wordpress developer jobs

Sort by: relevance – datePage 1 of 326 jobsWordPress DeveloperBarry McKay ConsultingWinnipeg, MBEasily applyAs a Full Stack WordPress Developer at Barry McKay Consulting, you will be responsible for developing, supporting, troubleshooting, and hosting WordPress sites.Posted30+ days agoReturn to search results

Job Post Details

https://ca.indeed.com/viewjob?viewtype=embedded&jk=32b8654f7636362e&from=tp-sponfirstjob&tk=1fo3fovbhu4kt801&advn=2322954450197956&adid=379579893&ad=-6NYlbfkN0DceMs85Ew_gLJSLZN-_iadng1qzLNqTLwR995oxEgECPwl8GfS6XBD39MfydCPoDYsB_SErELbgrZEv7w1eMxq4dfQA6foJAh539wFSEWnGa68s64UQ3OXuL7I-6rrXiy1edgjUE5iaZ4DDJApIOZFEDA-Fu-wCcm1CvpmBzvVLwdd4OUKQP3XSSiH3RpVQVO1UZHVzxzigllL_YUyo0hiq0B1aBhbnRiRy5nhr_R7dW7y5Enq4dWIslcBaUwEdFI69utuiPwELcmyYCTOUr2xiNhKzi9D8yD06ZBOvZ3TMg-b7n-Eb_62vPCyETmj9xZLAA_NSUeIJpCh8niZCEuvZZgC8RwqM-Bl6L2ujpcVMw8STqwXh9PqzdO72XS7cDLwVJR3H0I3C7uIlO30IdsA2rA0JRIn5ZUfM7YHQIGuczbF_eViSNuXmCBxPtg-nswS6lYttUmhRCgvfS-xzryf3AY1NV7wPwUzqZOVcD5ZCA%3D%3D&topwindowlocation=%2Fjobs%3Fq%3Dwordpress%2520developer%26l%26vjk%3D32b8654f7636362eReturn to search resultsnewWordpress DeveloperScribendi Inc.Kitchener-Waterloo, ON•RemoteEasily applyScribendi is seeking an enthusiastic developer with a proven background working with custom WordPress themes and plugins.A sharp eye for design.Posted7 days agoWordPress DeveloperVertical Motion IncVancouver, BC•Temporarily Remote$50,000 – $75,000 a yearEasily applyResponsive employerYou will be responsible for participating in various client projects from ideation to deployment and beyond.Maintenance and troubleshooting of existing website…Posted12 days agoWordPress DeveloperNaylor, LLC3.3Winnipeg, MBExperience working within team of developers using version control.This position will be responsible for the development & maintenance of WordPress templates,…Posted30+ days agoE-Commerce Full Stack Web DeveloperUTV CanadaLeduc, AB•Remote$25 – $40 an hourEasily applyWriting custom code for e-commerce sites; working to update product information on mass levels.Writing custom code for e-commerce sites; working to change…Posted14 days agoJunior DeveloperEnrollment ResourcesColwood, BC•Temporarily RemoteEasily applyWork closely, and communicate regularly with other software companies/developers toward a common goal.This full time position involves developing websites and…Posted26 days agoFull Stack DeveloperActiveBoardVictoria, BC•Remote$54,244 – $99,206 a yearEasily applyResponsive employerWe are looking for an Intermediate developer who can pick up any technology quickly and is comfortable jumping into platforms and various code bases.Posted30+ days agonewSoftware Developer/Systems AnalystNorthern Ontario School of MedicineGreater Sudbury, ON•Temporarily Remote$58,540 – $68,869 a yearEasily applyIn addition to competitive salaries, NOSM contributes to employee well-being through its comprehensive medical, dental, and participation in the Healthcare of…Posted6 days agoDrupal & WordPress Developers REMOTEThe Well – Creative ConsultantsToronto, ON•Remote$60 – $80 an hourEasily applyUrgently hiringYou must have at least 3 years of professional experience as a Developer.*.We have several clients that are looking for experienced Drupal & WordPress…Posted30+ days agoWordPress Developer/Technology SupportCalibrate ConsultingCourtenay, BC+3 locations•Remote$20 – $35 an hourEasily applyJob Types: Full-time, Part-time, Permanent.Posted12 days ago·More…newFull Stack Developer – HamiltonMuse Marketing GroupHamilton, ON•RemoteMuse is a small, full-service creative agency.You will receive excellent compensation and health benefits.Create custom WordPress themes and plugins based on…Posted1 day agoFreelance Web Developer (WordPress) – Remote within CanadaExcentric Creative AgencyOttawa, ON•RemoteEasily applyPlease send your portfolio including WCAG 2.0 compliant samples.Posted22 days ago·More…Web Developer (WordPress)EmpowerRemote$65,000 – $75,000 a yearEasily applyEmpower is the first Digital Marketing Assistant that uses the best technologies, supported by experts in artificial intelligence, backed by a global force in…Posted30+ days ago·More…Full Stack WordPress Support Developer – VancouverBritewebVancouver, BC•RemoteWe’re looking for a full-time WordPress Support Developer with a passion for open-source technologies and problem solving.Health and Wellness Budget – $2,000.Posted29 days agoWordPress DeveloperArtifakt DigitalToronto, ON•Remote$60,000 – $65,000 a yearEasily applyYou have a minimum of 2 years working with WordPress.You have a solid understanding of working with PHP, HTML, JS/jQuery and CSS/SASS.Posted30+ days ago·More…

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20210808

保定房价

排名行政区平均单价
(元/㎡)
环比
1安国市6,373+4.41%
2博野县4,985+2.58%
3定兴县8,673+0.61%
4定州市7,509+4.96%
5高碑店市8,111-5.64%
6高开区11,211+2.08%
7高阳县7,834-2.12%
8竞秀区10,742-3.09%
9涞水县7,129-2.66%
10涞源县10,891+3.27%
11莲池区11,034-0.36%
12蠡县5,040-0.21%
13满城区6,847-2.90%
14清苑区6,152-7.39%
15曲阳县5,643-6.19%
16顺平县5,222+2.48%
17唐县6,402+3.17%
18望都县4,902-1.43%
19徐水区8,353+4.63%
20易县7,740+1.63%
21涿州市9,253+1.47%
Categories
20210808

广东中山市房价

中山各区市县房价

 (2021年11月)

排名行政区平均单价
(元/㎡)
环比
1板芙镇8,824-1.41%
2大涌镇9,645+5.44%
3东凤镇8,722+3.61%
4东区16,875+1.46%
5东升镇9,334+3.14%
6阜沙镇7,483+0.80%
7港口镇10,904-3.50%
8古镇镇8,685+1.40%
9横栏镇7,892+2.58%
10黄圃镇8,171+5.19%
11火炬开发区13,023-2.51%
12民众镇8,385-9.92%
13南朗镇13,982-0.05%
14南区11,752-2.23%
15南头镇8,058-3.30%
16三角镇7,839-5.61%
17三乡镇10,034-5.07%
18沙溪镇11,296+3.37%
19神湾镇8,023+5.35%
20石岐区13,989+5.75%
21坦洲镇12,953-0.51%
22五桂山区13,044-3.02%
23小榄镇10,330-0.23%
24西区12,543-3.87%
Categories
20210808

beijing

北京各区市县房价

 (2021年11月)

排名行政区平均单价
(元/㎡)
环比
1昌平区45,202-1.98%
2朝阳区78,166+0.99%
3大兴区47,003+1.60%
4东城区113,568-0.61%
5房山区30,007+0.70%
6丰台区63,216-0.10%
7海淀区104,879+1.06%
8怀柔区32,499-0.65%
9门头沟区37,116-9.79%
10密云区24,802+0.85%
11平谷区23,279+0.51%
12石景山区58,041-0.89%
13顺义区44,200-0.54%
14通州区43,851-3.27%
15西城区131,078-1.32%
16延庆区21,142+0.53%
Categories
20210808

house

广州各区市县房价

 (2021年11月)

排名行政区平均单价
(元/㎡)
环比
1白云区40,239+9.93%
2从化区17,400+11.43%
3番禺区35,342+4.58%
4海珠区52,116-0.12%
5花都区17,787+0.42%
6黄埔区37,303-0.34%
7荔湾区44,131-0.06%
8南沙区26,204+1.70%
9天河区78,075+6.30%
10越秀区67,535+2.02%
11增城区18,709+0.34%
Categories
20210808

house

阳江房价阳江本月房价:5669元/m²楼盘总量:217月新增:0更新时间:2021-12-29

城 区:

最新 2021阳江房价走势,阳江新房均价价格。想进行阳江房价查询,想了解阳江平均房价趋势以及阳江未来房价走势预测。

阳东县

在售楼盘均价:5153元/m²

楼盘名称楼盘价格走势
 
东泰花园 约4500元/㎡
官山御景二 约4000元/㎡起
京源上景 尚未公布
佰利庄园 约8500元/㎡
万山·星悦 约3800元/㎡
海航城 约3400元/㎡
佳兆业伴山 约6500元/㎡
美的·未来 约12000-13000元/㎡
楼盘名称楼盘价格走势
 
富盈·比华 约4500元/㎡
广博峰景 约4500元/㎡
方华雅居 尚未公布
万山.金丰 尚未公布
建华翡翠城 约4900元/㎡
盛和·珍珠 约6000元/㎡
美的·公园 尚未公布
尚品珑湾 尚未公布
楼盘名称楼盘价格走势
 
御墅龙山 约4600元/㎡
绿洲银湖花 约3200元/㎡
金世纪·美 尚未公布
碧桂园·天 约5200元/㎡
幸福家园 约3400元/㎡
阳江恒大帝 约7000元/㎡
碧桂园天悦 约6500元/㎡
香堤1里 约3500元/㎡

江城区

在售楼盘均价:5792元/m²

楼盘名称楼盘价格走势
 
阳光马德里 约5700元/㎡
碧桃园 约4200元/㎡
御景豪园 尚未公布
中集·国际 约5200元/㎡
御品豪庭 约6300元/㎡
恒隆·共青 约5800元/㎡
中珠·在水 约7000元/㎡
加州花园 约5000元/㎡
艺展国际 约7600元/㎡
碧桂园·十 约6380元/㎡
奥园·公园 约5000元/㎡
天麓合院 约8000元/㎡
恒隆·御景 约5700元/㎡
恒大名都 尚未公布
万山·天悦 约6800元/㎡
万山天璟 尚未公布
御品缔景湾 尚未公布
时代新景 尚未公布
粤沛森林湖 尚未公布
楼盘名称楼盘价格走势
 
华港豪庭二 尚未公布
浩大·岭南 约4400元/㎡
香江半岛 约4300元/㎡
景翠豪庭 尚未公布
盈信广场 约5200元/㎡
泓基泓景苑 约4600元/㎡
山水一品 约4200元/㎡
华夏豪庭 约4600元/㎡
中浠富地泷 约7600元/㎡
丰泰时代城 约4500元/㎡
公园世家 约6000元/㎡
富鑫华府 约5800元/㎡
恒隆·共青 约8500元/㎡
北斗小镇 尚未公布
中集碧桂园 尚未公布
浩丰·海棠 尚未公布
京汉君庭 尚未公布
阳光幸福里 尚未公布
楼盘名称楼盘价格走势
 
南方花园 约4200元/㎡
丰怡豪庭 约5700元/㎡
瑞丰·金山 尚未公布
万山.香悦 约6600元/㎡
东汇城 尚未公布
保利中央公 约6800元/㎡
创业花园 约3800元/㎡
荣华居 约4800元/㎡
富丽阳光 约4380元/㎡
丰泰新天地 约7000元/㎡
御景豪园四 约6500元/㎡
碧桂园·世 约6900元/㎡
富和海岸城 尚未公布
建华悦景台 尚未公布
阳江碧桂园 尚未公布
保利中央公 尚未公布
金雅园 尚未公布
万山汇景 尚未公布

海陵区

在售楼盘均价:9700元/m²

楼盘名称楼盘价格走势
 
山海湾 约6800元/㎡
恒大御景湾 约8500-9200元/㎡
碧桂园北洛 约11000元/㎡
楼盘名称楼盘价格走势
 
保利海陵岛 约9500元/㎡
保利顺峰北 约13000元/㎡
楼盘名称楼盘价格走势
 
敏捷 · 黄 约48万元/套起
万豪海陵湾 约11000元/㎡

阳春市

在售楼盘均价:4757元/m²

楼盘名称楼盘价格走势
 
碧桂园中兴 约4200元/㎡
金鼎花园 约4000元/㎡
阳春碧桂园 约5500元/㎡
锦绣国际商 约7500元/㎡
润本城·春 约3600元/㎡
豪景苑 尚未公布
碧桂园中兴 尚未公布
楼盘名称楼盘价格走势
 
美雅苑 约3600元/㎡
东湖天下 约3800元/㎡
尚品名居 约4600元/㎡
星海湾 约5000元/㎡
尚品爱琴海 约4350元/㎡
中汇城 尚未公布
柏丽豪园 尚未公布
楼盘名称楼盘价格走势
 
中汇星座 尚未公布
银城广场 约3900元/㎡
畅达新城 约4500元/㎡
恒生·壹号 约4500元/㎡
雅居新城 约3600元/㎡
敏捷玖龙府 尚未公布
阳春碧桂园 约6600元/㎡

阳西县

在售楼盘均价:5028元/m²

楼盘名称楼盘价格走势
 
沙巴岛 约6400元/㎡
金湖湾 约3500元/㎡
阳西温泉城 约3900元/㎡
南湖新城 尚未公布
天宇城邦 尚未公布
锦峰湖景 尚未公布
楼盘名称楼盘价格走势
 
耀宝凯旋豪 约4000元/㎡
粤丰广场 约5300元/㎡
永光·雍和 约3600元/㎡
敏捷云锦华 尚未公布
源河·鸿景 尚未公布
楼盘名称楼盘价格走势
 
御景湾 约5000元/㎡
阳江碧桂园 约7500元/㎡
阳江富力湾 约8500元/㎡
联城新世纪 尚未公布
昕海·芳邻 尚未公布

城北

在售楼盘均价:6900元/m²

楼盘名称楼盘价格走势
 
君怡花园 约6900元/㎡
楼盘名称楼盘价格走势
 
楼盘名称楼盘价格走势
 

城南

在售楼盘均价:6960元/m²

楼盘名称楼盘价格走势
 
威丽诗花园 尚未公布
阳江城际空 尚未公布
楼盘名称楼盘价格走势
 
正德玥珑湾 尚未公布
状元坊 尚未公布
楼盘名称楼盘价格走势
 
碧桂园凤凰 尚未公布
Categories
20210808

SYRUP

High-fructose corn syrup

High-fructose corn syrup (HFCS), also known as glucose–fructoseisoglucose and glucose–fructose syrup,[1][2] is a sweetener made from corn starch. As in the production of conventional corn syrup, the starch is broken down into glucose by enzymes. To make HFCS, the corn syrup is further processed by D-xylose isomerase to convert some of its glucose into fructose. HFCS was first marketed in the early 1970s by the Clinton Corn Processing Company, together with the Japanese Agency of Industrial Science and Technology, where the enzyme was discovered in 1965.[3]: 5 

As a sweetener, HFCS is often compared to granulated sugar, but manufacturing advantages of HFCS over sugar include that it is easier to handle and cheaper.[4] “HFCS 42” and “HFCS 55” refer to dry weight fructose compositions of 42% and 55% respectively, the rest being glucose.[5] HFCS 42 is mainly used for processed foods and breakfast cereals, whereas HFCS 55 is used mostly for production of soft drinks.[5]

The United States Food and Drug Administration states that HFCS is a safe ingredient for food and beverage manufacturing.[5] Uses and exports of HFCS from American producers have grown steadily during the early 21st century.[6]

Contents

Food[edit]

In the U.S., HFCS is among the sweeteners that mostly replaced sucrose (table sugar) in the food industry.[7] Factors contributing to the rise of HFCS include production quotas of domestic sugar, import tariffs on foreign sugar, and subsidies of U.S. corn, raising the price of sucrose and lowering that of HFCS, making it cheapest for many sweetener applications.[8][9] In spite of having a 10% greater fructose content,[10] the relative sweetness of HFCS 55, used most commonly in soft drinks, is comparable to that of sucrose.[11] HFCS (and/or standard corn syrup) is the primary ingredient in most brands of commercial “pancake syrup”, as a less expensive substitute for maple syrup.[12]

Because of its similar sugar profile and lower price, HFCS is often added to adulterate honey. Assays to detect adulteration with HFCS use differential scanning calorimetry and other advanced testing methods.[13][14]

Production[edit]

Process[edit]

In the contemporary process, corn is milled to extract corn starch and an “acid-enzyme” process is used, in which the corn-starch solution is acidified to begin breaking up the existing carbohydrates. High-temperature enzymes are added to further metabolize the starch and convert the resulting sugars to fructose.[15]: 808–813  The first enzyme added is alpha-amylase, which breaks the long chains down into shorter sugar chains – oligosaccharidesGlucoamylase is mixed in and converts them to glucose. The resulting solution is filtered to remove protein, then using activated carbon, and then demineralized using ion-exchange resins. The purified solution is then run over immobilized xylose isomerase, which turns the sugars to ~50–52% glucose with some unconverted oligosaccharides and 42% fructose (HFCS 42), and again demineralized and again purified using activated carbon. Some is processed into HFCS 90 by liquid chromatography, and then mixed with HFCS 42 to form HFCS 55. The enzymes used in the process are made by microbial fermentation.[15]: 808–813 [3]: 20–22 

Composition and varieties[edit]

HFCS is 24% water, the rest being mainly fructose and glucose with 0–5% unprocessed glucose oligomers.[16]

The most common forms of HFCS used for food and beverage manufacturing contain fructose in either 42% (“HFCS 42”) or 55% (“HFCS 55”) by dry weight, as described in the US Code of Federal Regulations (21 CFR 184.1866).[5]

  • HFCS 42 (approx. 42% fructose if water were ignored) is used in beverages, processed foods, cereals, and baked goods.[5][17]
  • HFCS 55 is mostly used in soft drinks.[5]
  • HFCS 70 is used in filling jellies[18]

Commerce and consumption[edit]

Consumption of sugar and corn-based sweeteners in the United States from 1966 to 2013, in dry-basis pounds per capita

The global market for HFCS is expected to grow from $5.9 billion in 2019 to a projected $7.6 billion in 2024.[19][dubious – discuss]

China[edit]

HFCS in China makes up about 20% of sweetener demand. HFCS has gained popularity due to rising prices of sucrose, while selling for a third the price. Production was estimated to reach 4,150,000 tonnes in 2017. About half of total produced HFCS is exported to the Philippines, Indonesia, Vietnam, and India.[20]

European Union[edit]

In the European Union (EU), HFCS is known as isoglucose or glucose-fructose syrup (GFS) which has 20–30% fructose content compared to 42% (HFCS 42) and 55% (HFCS 55) in the United States.[21] While HFCS is produced exclusively with corn in the US, manufacturers in the EU use corn and wheat to produce GFS.[21][22] GFS was once subject to a sugar production quota, which was abolished on 1 October 2017, removing the previous production cap of 720,000 tonnes, and allowing production and export without restriction.[22] Use of GFS in soft drinks is limited in the EU because manufacturers do not have a sufficient supply of GFS containing at least 42% fructose content. As a result, soft drinks are primarily sweetened by sucrose which has a 50% fructose content.[23]

Japan[edit]

In Japan, HFCS is also referred to as isomerized sugar.[24] HFCS production arose in Japan after government policies created a rise in the price of sugar.[25] Japanese HFCS is manufactured mostly from imported U.S. corn, and the output is regulated by the government. For the period from 2007 to 2012, HFCS had a 27–30% share of the Japanese sweetener market.[26] Japan consumed approximately 800,000 tonnes of HFCS in 2016.[27] The United States Department of Agriculture states that corn from the United States is what Japan uses to produce their HFCS. Japan imports at a level of 3 million tonnes per year, leading 20 percent of corn imports to be for HFCS production.[25]

Mexico[edit]

Mexico is the largest importer of U.S. HFCS.[28] HFCS accounts for about 27 percent of total sweetener consumption, with Mexico importing 983,069 tonnes of HFCS in 2018.[29][30] Mexico’s soft drink industry is shifting from sugar to HFCS which is expected to boost U.S. HFCS exports to Mexico according to a U.S. Department of Agriculture Foreign Agricultural Service report.[31]

On 1 January 2002, Mexico imposed a 20% beverage tax on soft drinks and syrups not sweetened with cane sugar. The United States challenged the tax, appealing to the World Trade Organization (WTO). On 3 March 2006, the WTO ruled in favor of the U.S. citing the tax as discriminatory against U.S. imports of HFCS without being justified under WTO rules.[32][33]

Philippines[edit]

The Philippines was the largest importer of Chinese HFCS. Imports of HFCS would peak at 373,137 tonnes in 2016. Complaints from domestic sugar producers would result in a crackdown on Chinese exports.[20] On 1 January 2018, the Philippine government imposed a tax of 12 pesos ($.24) on drinks sweetened with HFCS versus 6 pesos ($.12) for drinks sweetened with other sugars.[34]

United States[edit]

In the United States, HFCS was widely used in food manufacturing from the 1970s through the early 21st century, primarily as a replacement for sucrose because its sweetness was similar to sucrose, it improved manufacturing quality, was easier to use, and was cheaper.[35] Domestic production of HFCS increased from 2.2 million tons in 1980 to a peak of 9.5 million tons in 1999.[36] Although HFCS use is about the same as sucrose use in the United States, more than 90% of sweeteners used in global manufacturing is sucrose.[35]

Production of HFCS in the United States was 8.3 million tons in 2017.[37] HFCS is easier to handle than granulated sucrose, although some sucrose is transported as solution. Unlike sucrose, HFCS cannot be hydrolyzed, but the free fructose in HFCS may produce hydroxymethylfurfural when stored at high temperatures; these differences are most prominent in acidic beverages.[38] Soft drink makers such as Coca-Cola and Pepsi continue to use sugar in other nations but transitioned to HFCS for U.S. markets in 1980 before completely switching over in 1984.[39] Large corporations, such as Archer Daniels Midlandlobby for the continuation of government corn subsidies.[40]

Consumption of HFCS in the U.S. has declined since it peaked at 37.5 lb (17.0 kg) per person in 1999. The average American consumed approximately 22.1 lb (10.0 kg) of HFCS in 2018,[41] versus 40.3 lb (18.3 kg) of refined cane and beet sugar.[42][43] This decrease in domestic consumption of HFCS resulted in a push in exporting of the product. In 2014, exports of HFCS were valued at $436 million, a decrease of 21% in one year, with Mexico receiving about 75% of the export volume.[6]

In 2010, the Corn Refiners Association petitioned the FDA to call HFCS “corn sugar”, but the petition was denied.[44]

Vietnam[edit]

90% of Vietnam’s HFCS import comes from China and South Korea. Imports would total 89,343 tonnes in 2017.[45] One ton of HFCS was priced at $398 in 2017, while one ton of sugar would cost $702. HFCS has a zero cent import tax and no quota, while sugarcane under quota has a 5% tax, and white and raw sugar not under quota have an 85% and 80% tax.[46] In 2018, the Vietnam Sugarcane and Sugar Association (VSSA) called for government intervention on current tax policies.[45][46] According to the VSSA, sugar companies face tighter lending policies which cause the association’s member companies with increased risk of bankruptcy.[47]

Health[edit]

Nutritional value per 100 g (3.5 oz)
Energy1,176 kJ (281 kcal)
Carbohydrates76 g
Dietary fiber0 g
Fat0 g
Protein0 g
VitaminsQuantity%DV
Riboflavin (B2)2%0.019 mg
Niacin (B3)0%0 mg
Pantothenic acid (B5)0%0.011 mg
Vitamin B62%0.024 mg
Folate (B9)0%0 μg
Vitamin C0%0 mg
MineralsQuantity%DV
Calcium1%6 mg
Iron3%0.42 mg
Magnesium1%2 mg
Phosphorus1%4 mg
Potassium0%0 mg
Sodium0%2 mg
Zinc2%0.22 mg
Other constituentsQuantity
Water24 g
Full report from USDA National Nutrient Database
Unitsμg = micrograms • mg = milligramsIU = International units
Percentages are roughly approximated using US recommendations for adults.
Source: USDA FoodData Central

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Nutrition[edit]

HFCS is 76% carbohydrates and 24% water, containing no fat, protein, or micronutrients in significant amounts (table). In a 100-gram reference amount, it supplies 281 calories, while in one tablespoon of 19 grams, it supplies 53 calories (table link).

Obesity and metabolic syndrome[edit]

The role of fructose in metabolic syndrome has been the subject of controversy but, as of 2020, there is no scientific evidence that fructose or HFCS has any impact on cardiometabolic markers when substituted for sucrose.[48][49] A 2014 systematic review found little evidence for an association between HFCS consumption and liver diseasesenzyme levels or fat content.[50]

A 2018 review found that lowering consumption of sugary beverages and fructose products may reduce hepatic fat accumulation, which is associated with non-alcoholic fatty liver disease.[51] In 2018, the American Heart Association recommended that people limit total added sugar (including maltose, sucrose, high-fructose corn syrup, molasses, cane sugar, corn sweetener, raw sugar, syrup, honey, or fruit juice concentrates) in their diets to 150 calories per day for men and 100 for women.[52]

Safety and manufacturing concerns[edit]

Since 2014, the United States Food and Drug Administration (FDA) has determined that HFCS is safe as an ingredient for food and beverage manufacturing,[53] and there is no evidence that retail HFCS products differ in safety from those containing alternative nutritive sweeteners. The 2010 Dietary Guidelines for Americans recommended that added sugars should be limited in the diet.[4][5]

One consumer concern about HFCS is that processing of corn is more complex than used for common sugar sources, such as fruit juice concentrates or agave nectar, but all sweetener products derived from raw materials involve similar processing steps of pulpinghydrolysisenzyme treatment, and filtration, among other common steps of sweetener manufacturing from natural sources.[4] In the contemporary process to make HFCS, an “acid-enzyme” step is used in which the corn starch solution is acidified to digest the existing carbohydrates, then enzymes are added to further metabolize the corn starch and convert the resulting sugars to their constituents of fructose and glucose. Analyses published in 2014 showed that HFCS content of fructose was consistent across samples from 80 randomly selected carbonated beverages sweetened with HFCS.[54]

One prior concern in manufacturing was whether HFCS contains reactive carbonyl compounds or advanced glycation end-products evolved during processing.[55] This concern was dismissed, however, with evidence that HFCS poses no dietary risk from these compounds.[4]

Through the early 21st Century, some factories manufacturing HFCS had used a chlor-alkali corn processing method which, in cases of applying mercury cell technology for digesting corn raw material, left trace residues of mercury in some batches of HFCS.[56] In a 2009 release,[57] The Corn Refiners Association stated that all factories in the American industry for manufacturing HFCS had used mercury-free processing over several previous years, making the prior report outdated.[56] The FDA has listed HFCS as a safe food ingredient.[5][53]

Other[edit]

Taste difference[edit]

Most countries, including Mexico, use sucrose, or table sugar, in soft drinks. In the U.S., soft drinks, such as Coca-Cola, are typically made with HFCS 55. HFCS has a sweeter taste than glucose. Some Americans seek out drinks such as Mexican Coca-Cola in ethnic groceries because they prefer the taste over that of HFCS-sweetened Coca-Cola.[58][59] Kosher Coca-Cola, sold in the U.S. around the Jewish holiday of Passover, also uses sucrose rather than HFCS and is highly sought after by people who prefer the original taste.[60]

Beekeeping[edit]

Main article: Colony collapse disorder

In apiculture in the United States, HFCS is a honey substitute for some managed honey bee colonies during times when nectar is in low supply.[61][62] However, when HFCS is heated to about 45 °C (113 °F), hydroxymethylfurfural, which is toxic to bees, can form from the breakdown of fructose.[63][64] Although some researchers cite honey substitution with HFCS as one factor among many for colony collapse disorder, there is no evidence that HFCS is the only cause.[61][62][65] Compared to hive honey, both HFCS and sucrose caused signs of malnutrition in bees fed with them, apparent in the expression of genes involved in protein metabolism and other processes affecting honey bee health.[62]

Public relations[edit]

Main article: Public relations of high-fructose corn syrup

There are various public relations concerns with HFCS, including how HFCS products are advertised and labeled as “natural”. As a consequence, several companies reverted to manufacturing with sucrose (table sugar) from products that had previously been made with HFCS.[66] In 2010, the Corn Refiners Association (CRA) applied to allow HFCS to be renamed “corn sugar”, but that petition was rejected by the United States Food and Drug Administration in 2012.[67]

In August 2016 in a move to please consumers with health concerns, McDonald’s announced they would be replacing all HFCS in their buns with sucrose (table sugar) and would cut out preservatives and other artificial additives from their menu items.[68] Marion Gross, senior vice president of McDonald’s stated, “We know that they [consumers] don’t feel good about high-fructose corn syrup so we’re giving them what they’re looking for instead.”[68] Over the early 21st century, other companies such as YoplaitGatorade, and Hershey’s also phased out HFCS, replacing it with conventional sugar because consumers perceived sugar to be healthier.[69][70] Companies such as PepsiCo and Heinz have also released products that use sugar in lieu of HFCS, although they still sell HFCS-sweetened products.[66][69]

History[edit]

Commercial production of corn syrup began in 1964.[3]: 17  In the late 1950s, scientists at Clinton Corn Processing Company of Clinton, Iowa, tried to turn glucose from corn starch into fructose, but the process was not scalable.[3]: 17 [71] In 1965–1970 Yoshiyuki Takasaki, at the Japanese National Institute of Advanced Industrial Science and Technology (AIST) developed a heat-stable xylose isomerase enzyme from yeast. In 1967, the Clinton Corn Processing Company obtained an exclusive license to manufacture glucose isomerase derived from Streptomyces bacteria and began shipping an early version of HFCS in February 1967.[3]: 140  In 1983, the FDA approved HFCS as Generally Recognized as Safe (GRAS), and that decision was reaffirmed in 1996.[72][73]

Prior to the development of the worldwide sugar industry, dietary fructose was limited to only a few items. Milk, meats, and most vegetables, the staples of many early diets, have no fructose, and only 5–10% fructose by weight is found in fruits such as grapes, apples, and blueberries. Most traditional dried fruits, however, contain about 50% fructose. From 1970 to 2000, there was a 25% increase in “added sugars” in the U.S.[74] When recognized as a cheaper, more versatile sweetener, HFCS replaced sucrose as the main sweetener of soft drinks in the United States.[citation needed]

Since 1789, the U.S. sugar industry has had trade protection in the form of tariffs on foreign-produced sugar,[75] while subsidies to corn growers cheapen the primary ingredient in HFCS, corn. Accordingly, industrial users looking for cheaper sugar replacements rapidly adopted HFCS in the 1970s.[76][77]

See also[edit]

References[edit]

  1. ^ European Starch Association (10 June 2013). “Factsheet on Glucose Fructose Syrups and Isoglucose”.
  2. ^ “Glucose-fructose syrup: How is it produced?”. European Food Information Council (EUFIC). Retrieved 2 April 2013.
  3. Jump up to:a b c d e White J. S. Sucrose, HFCS, and Fructose: History, Manufacture, Composition, Applications, and Production. Chapter 2 in J. M. Rippe (ed.), Fructose, High Fructose Corn Syrup, Sucrose and Health, Nutrition and Health. Springer Science+Business Media New York 2014. ISBN 9781489980779.
  4. Jump up to:a b c d White, J. S. (2009). “Misconceptions about high-fructose corn syrup: Is it uniquely respon